FEBRUARY 2023

Limited-Time Offers Available to You


Maximize Your Savings with CD Rates Up To 4.07% APY¹

Put your money in a deposit that works hard to bring you great returns. Enjoy a stress-free certificate deposit with a steady yield and competitive rate you can’t get anywhere else. Texas Trust offers a variety of terms that suit your unique needs. With minimum deposits as low as $500, you can experience high returns on any budget.

Ready to save today to enjoy a brighter tomorrow?


Make Your Money Work Hard for You – Earn 3.66% APY¹ with a Power Checking account

Get unlimited access to your money at all times AND earn 3.66% APY1 with Power Checking. Zero annual fees on this means that every penny you put in this account is working towards your financial goals. As a power checking member, you’ll receive premium account services and a free deposit box2,3 included with your checking account. That's a lot of power! With a minimum deposit of only $5,000 you can start earning money today.

Apply for a power checking account today!


Lower Your Car Payment with an Auto Refinance – Save up to $1,200⁴ every year

Refinancing your car to lower your monthly car payment? We can help! Make high monthly auto payments a thing of the past with Texas Trust.  Bring us your loan and save up to $1,200 every year!⁴

How can refinancing your auto loan save you money?

  • Save up to $1,200 yearly⁴
  • Up to 2.00% APR⁵ off your current rate
  • No payment for 3 months – 90 day deferment saves even more!⁶

Switch your auto loan to Texas Trust today and apply!


All New Bonus Checking is Here with a 2-Month Free Trial!

Our new and improved Bonus Checking account has finally arrived! Bonus Checking is loaded with perks and benefits to protect your wealth, your health, and you!

For just $10-month, get access to free services like Credit Monitoring, Telehealth services and even Cell phone insurance.

Take a look at the Many Benefits of Bonus Checking:

YOUR WEALTH

  • Overdraft Forgiveness 
    Life happens. Receive 4 FREE overdraft privilege refunds per year with savings of up to $120 a year. That’s less on fees and more money toward what matters.
  • Credit Report and Score Tracker
    Credit monitoring helps you keep an eye on your credit score and credit report. Stay on top of your finances with alerts that notify you whenever major activity affects your credit.

YOUR HEALTH

  • Free Telemedicine Service
    Access free telehealth services including virtual physician visits, discounted prescriptions, and more.

AND YOU!

  • Cell Phone Protection
    With Bonus Checking, even your cell phones are protected! Cover up to four phones and Get up to $800 in replacement coverage for your smartphone.
  • Identity Protection
    Prevent attacks on your identity and your credit. Enjoy peace of mind with IDProtect 
    which protects you up to $1 million.

We'll also give you a 2-month FREE Trial when you sign up during our limited time offer!⁷



CD: ¹APY=Annual Percentage Yield. Promotional rate will be available for a limited time only and is subject to expiration without notice. New money to Texas Trust is required, funds deposited to a Texas Trust account within the last 30 days. $500 minimum opening deposit with a 15-month term. At maturity, 15-month Promotional CD will renew at the current 1-year term and rate. Early withdrawal penalties apply. Membership required. Federally Insured by NCUA.

Power Checking: ¹APY=Annual Percentage Yield. ²Balance must be $5,000.00 or more at the time of transaction for safe deposit box rental/renewal, wire, or stop payment fees to be waived. ³A $10 Key deposit is due at time of rental. Deposit will be returned when keys are surrendered and rental is terminated. Free safe deposit box offer subject to availability. Not available at all branches.

Auto Refinance: ⁴Monthly payment savings is based on the anticipated payment reduction of a member refinancing the average auto loan amount of $30,000 from another lender to a 66-month term loan with a 6.99% Annual Percentage Rate. Actual savings may vary. ⁵APR=Annual Percentage Rate. Rates, terms, and conditions are based on creditworthiness, amount financed, value of collateral, and other factors. New loans only. Existing Texas Trust Credit Union loans are not eligible for refinance. Loans are subject to approval and Texas Trust Lending policies. Interest rate floor is 6.99% APR. Maximum interest rate is 17.99% APR. Rates subject to change without notice. Limited to cars, SUVs, or trucks. ⁶Defer your first payment for up to 90 days, with additional credit approval that may differ from the loan approval. Interest begins to accrue at loan origination. Flexible term options available up to 72 months. Loan amount and maximum term based on collateral to be refinanced. Loan offer contingent on collateral and ability to repay, subject to credit approval and normal underwriting conditions will apply. Vehicle title fees may be rolled into the loan. Minimum loan balance is $5,000. Maximum loan balance is $100,000. Payment Example: Assuming a $35,000 loan amount, a 66-month term and a 7.54% APR, you would make monthly payments of $649.41. Membership required. Federally insured by NCUA.

Bonus Checking: ⁷New Texas Trust Bonus Checking account required to receive free trial. Trial expires 60 days after account opening date. A monthly fee of $10 (minus eligible discounts) will be applied after the trial period ends. For full information on benefits and fee discounts, refer to www.TexasTrustCU.org/Bonus-Checking. Account features, benefits, and specifications are subject to change without notice. Accounts closed within 12 months will be assessed an early closing fee. Accounts opened without a SSN will not be paid dividends and will not be eligible for loans, remote/mobile deposit capture or Overdraft Privilege. Free trial limited to one Bonus Checking account per social security number. Refer to Truth in Savings disclosure for full details on dividend rates and the restrictions applied to international membership. Membership required; new members welcome! New members must open a share account with a $5 minimum balance. Federally Insured by NCUA.