Limited-Time Offers Available to You
Enjoy 0.00% APR¹ and a $250 Bonus² With a Platinum Credit Card
Discover the countless perks you receive with a new Platinum credit card today. Platinum isn't like any other credit cards out there. Not only are you receiving one of the best rates in the DFW area,³ you get to leave pesky annual fees in the past. Plus, right now, you can get a bonus of $250 when you spend $1,000 within the first 90 days of opening your card.²
Protect Your Health, Wealth and MORE With Bonus Checking for Two Months FREE¹
Experience financial and physical protection in a whole new way. Bonus Checking is here to support you in more ways than one. Take advantage of benefits like Overdraft Forgiveness, the feature that awards four refunds to your account² a year. That's up to $120 annually.³
That's not all; Bonus Checking also comes with:
• Telehealth Services
Access telehealth services, including virtual physician visits, discounted prescriptions and more, with ZERO copay.
• Credit Monitoring
Helps you build your credit through three major credit reporting agencies.
• Cell Phone Protection
Enjoy mobile phone protection with coverage up to $800 for up to four phones.
• Identity Protection
Prevent attacks on your identity and your credit. Enjoy peace of mind with IDProtect®, which protects you up to $1,000,000.
• Overdraft Forgiveness
Receive four overdraft privilege refunds per year, with savings of up to $120 every year.
Subscribe to Bonus Checking and get more for your finances and your life today.
Get Quick Access to a Low-Rate Loan in as Fast as 24 Hours
A personal loan can be just the thing you need to achieve your financial dreams. Texas Trust can provide you with fast funding and a term that fits your needs. With rates as low as 7.99% APR,¹ you can focus less on high interest rates and more on what matters to you. Use our quick and easy application to receive your money in as little as 24 hours.²
Switch Your Auto Loan and Save up to $1,200 a Year¹
Put your loan in the hands of a credit union with favorable rates and terms that fit your financial needs. Switching your loan can save you up to $100 a month.¹ Not only that, but you also receive a 90-day deferment on your payment when you switch.² Plus you receive up to $200 when you refinance with Texas Trust today.³ Don’t let this offer speed past you. Switch your auto loan today.
Special Annoucement
We are thrilled to announce that Texas Trust will be launching a brand-new website! Our team has been working diligently to create a user-friendly and modern online platform that will add that much-needed upgrade to your banking experience. The new website will feature a fresh design, improved navigation and a host of new features to make managing your finances easier than ever before. Stay tuned for further updates as we look forward to unveiling our new website and providing you with an enhanced online banking experience.
Credit Card: ¹APR = Annual Percentage Rate. ²This offer is available for new Texas Trust Platinum credit cards only. Members with existing Texas Trust credit cards do not qualify for this offer. To receive this offer, you must be or become a member of Texas Trust Credit Union. To receive $250: $1,000 in transactions must be posted to your account within 90 days of opening your new Texas Trust Platinum Mastercard®. Cash advances, balance transfers and ATM transactions do NOT qualify as eligible purchases. Once offer requirements have been fulfilled, $250 will be deposited into your share savings account within 30 days. Business accounts, international accounts, nonprofit accounts and minors are not eligible for this offer. Offer valid in the U.S. only. Rates and approval are based on creditworthiness. ³9.90% credit card APR is ranked second in a competitor analysis of Dallas-Fort Worth area between both credit unions and banks as of 08/15/2023. Mastercard is a registered trademark of Mastercard Incorporated.
Bonus Checking: ¹Free trial is only available for new Texas Trust Bonus Checking accounts. Existing checking accounts that convert to Bonus Checking are not available for this offer. “Two Months Free” offer refers to free 60-day trial. Trial expires 60 days after date of account opening. A monthly fee of $10 (minus eligible discounts) will be applied after the trial period ends. Fees will be assessed on the last business day of every month. For full information on benefits and fee discounts, refer to TexasTrustCU.org/Bonus-Checking. Account features, benefits and specifications are subject to change without notice. Accounts closed within 12 months will be assessed an early closing fee. Accounts opened without a Social Security number will not be paid dividends and will not be eligible for loans, remote/mobile deposit capture or Overdraft Privilege. Free trial limited to one Bonus Checking account per SSN. Refer to Truth in Savings disclosure for full details on dividend rates and the restrictions applied to international membership. Membership required; new members welcome! New members must open a share account with a $5 minimum balance. Federally insured by NCUA. ²Overdraft fees will not be automatically refunded; member must request the refund by phone, email or in person at a branch. Refund request must be received during the calendar year it is assessed or within 30 calendar days, whichever is longer. Overdraft fees include Overdraft Privilege Fee and/or NSF (Returned Item) Fee. Refunds will only be processed for fees assessed to the Bonus Checking account. Federally insured by NCUA. As low as $0 per month with fee discounts, otherwise $10 per month. Eligible fee discounts include: Active Debit Card Use: $2 (Active Debit Card is 10 non-ATM Point-of-Sale transactions per month totaling at least $100); Online Communication and Banking: $2 (must be actively enrolled); Senior Age 55+: $2 (discount applied beginning on month of primary member’s 55th birthday); Public Servant: $2 (Public Servant is any full-time employee of a local public or private school district or municipality including city, county, state or federal. Must present a recent check stub to qualify or a letter of intent for new employees. Must also fulfill other membership requirements.); Active Bill Pay Use: $1 (Active Bill Pay Usage is paying three or more bills through Texas Trust’s Online Bill Pay in the previous month); Membership 5+ Years: $1 (Membership 5+ Years discount is applicable if today’s date is greater than five years from the day the member initially opened their Texas Trust share account); Direct Deposit: $1 (a direct deposit or mobile deposit [or any combination of the two] totaling $500 or more per month is required to earn the Direct Deposit discount).
Personal Loan: ¹APR = Annual Percentage Rate. ²Funds are generally distributed by the next business day, but processing times may vary. You will typically get a reply to your loan application on the same business day it is submitted, and your account will be credited within 24 hours upon approval. The APR ranges from 7.99-17.99%. Your actual loan amount, rate and payment terms are based on creditworthiness. Rates subject to change without notice. New loans only. Monthly projected payment estimate at an APR of 8.99% for a 24-month term on a $5,000 loan is $228.42. Subject to credit approval and Texas Trust lending policies. Membership required.
Auto Loan: ¹Monthly payment savings is based on the anticipated payment reduction of a member refinancing an average auto loan amount of $30,000 at an Annual Percentage Rate (APR) of 8.60% from another lender to a 66-month term loan with a 6.89% APR. Actual savings may vary. Average loan amounts and rates were sourced from Texas Trust historical auto refinancing data in 2022. Rates, terms and conditions are based on creditworthiness, amount financed, value of collateral and other factors. Interest rate floor is 6.14% APR. Maximum interest rate is 17.99% APR. Rates subject to change without notice. Offer limited to cars, SUVs or trucks. ²Defer your first payment for up to 90 days, with additional credit approval that may differ from the loan approval. Interest begins to accrue at loan origination. Flexible term options available up to 72 months. Loan amount and maximum term based on collateral to be refinanced. Loan offer contingent on collateral and ability to repay, subject to credit approval; normal underwriting conditions will apply. Offer and rate subject to change without notice. Vehicle title fees may be rolled into the loan. Minimum loan balance is $5,000. Maximum loan balance is $100,000. ³Eligibility to receive offer is as follows: To receive $100, get approved and funded for an auto refinance during the promotional period for an auto loan less than or equal to $19,999.99. Loan amounts under $5,000 are not eligible. To receive $200, get approved and funded for an auto refinance during the promotional period for an auto loan greater than or equal to $20,000. Loan amounts exceeding $100,000 are not eligible. Offer available once per auto loan refinance. Once the above criteria has been met, members will receive their eligible deposit into their share/savings account within 30 days of approval and funding. Offer expires August 31, 2023. Offer cannot be combined with other offers. Auto loans currently financed at Texas Trust are not eligible to receive this offer. New loans only. Loans are subject to approval and Texas Trust Lending policies. Membership required.
