Limited-Time Offers Available to You
$250⁴ + 0.00% APR² for 6 Months = WOW
Say hello to a $250 perk⁴ and goodbye to credit cards with high interest rates and fees. Get great rates and no annual fee with a Texas Trust Platinum credit card. Enjoy some of the lowest rates you’ll find in DFW.¹ As an added bonus, you’ll also enjoy 0.00% APR² for half a year!³ Plus, you receive a bonus of $250 when you spend $1,000 within the first 90 days of opening your card.⁴
Protect Your Health and Wealth – Get Your First 2 Months of Bonus Checking FREE!
Finally, a checking account geared toward your financial and physical health! Sign up today and get a 2-Month Free Trial¹ when you subscribe to Bonus Checking!
Texas Trust Bonus Checking is your ultimate protection account. By subscribing to this checking account, you can avoid costly overdraft fees and get other great benefits like Telehealth Services. With Bonus Checking, you’ll receive four Overdraft Privilege refunds per year, which could save you up to $120 annually!²
Overdraft forgiveness helps keep your account on track as you reach your financial goals. But that’s not all. With Bonus Checking, you can also take advantage of these complimentary protection services included with your Bonus Checking account:
• Telehealth Services
Provides access to virtual physician visits, discounted prescriptions and more.
• Credit Monitoring
Helps you keep an eye on your credit through three major credit reporting agencies.
• Cell Phone Protection
Provides coverage up to $800 for up to four phones.
• Identity Protection
Prevents attacks on your identity and your credit. Enjoy peace of mind with IDProtect®, which protects you up to $1,000,000.
• Overdraft Forgiveness
Receive four Overdraft Privilege refunds per year, with savings of up to $120 annually.
Subscribe to Bonus Checking and get more out of your finances and your life today.
Unlock up to 80% of Your Home's Value With a Home Equity Loan
Uncover the power within your home with a home equity loan. Take advantage of our competitive, low rates and flexible terms tailored to your needs. Borrow up to 80% of your home’s value¹ and get the most out of your investment. Whatever your financial goal may be, home equity can provide you with the funds to make it happen.
Work with our dedicated loan officers to experience a quick and convenient approval process.
Be the Next to Save Up to $1,200 Annually With Auto Refinancing
An affordable auto loan is just the thing you need to kick-start an amazing summer. You have the potential to save up to $100 a month by bringing Texas Trust your loan.¹ Enjoy lower rates with terms tailored to your needs. And because we want to put more money in your pocket, you receive a 90-day deferment on your payment when you switch.² Spend more time enjoying your ride and less time worrying about payments this summer.
Use our convenient application process to switch your loan today!
Credit Card: ¹8.90% credit card APR is ranked second in a competitor analysis of the Dallas-Fort Worth area among credit unions and banks as of 3/28/2023. Mastercard® is a registered trademark of Mastercard Incorporated. ²APR = Annual Percentage Rate. ³New Platinum credit cards receive 0.00% introductory APR on purchases during the first six months from account opening. After the first six months, the standard APR is 8.90% to 17.90% based on creditworthiness. Account rates and terms are subject to change without notice. Offer expires December 31, 2023. Federally insured by NCUA. ⁴This offer is available for new Texas Trust Platinum credit cards only. Members with existing Texas Trust credit cards do not qualify for this offer. To receive this offer, you must be or become a member of Texas Trust Credit Union. To receive $250: $1,000 in transactions must be posted to your account within 90 days of opening your new Texas Trust Platinum Mastercard. Cash advances, balance transfers and ATM transactions do NOT qualify as eligible purchases. Once offer requirements have been fulfilled, $250 will be deposited into your share savings account within 30 days. Business accounts, international accounts, non-profit accounts and minors are not eligible for this offer. Offer valid in the U.S. only. Rates and approval are based on creditworthiness.
Bonus Checking: ¹Free trial is only available for new Texas Trust Bonus Checking accounts. Existing Bonus Checking accounts are not eligible. “2 Months Free” offer refers to free 60-day trial. Trial expires 60 days after date of account opening. A monthly fee of $10 (minus eligible discounts) will be applied after the trial period ends. Fees will be assessed on the last business day of every month. For full information on benefits and fee discounts, refer to TexasTrustCU.org/Bonus-Checking. Account features, benefits and specifications are subject to change without notice. Accounts closed within 12 months will be assessed an early closing fee. Accounts opened without a Social Security Number will not be paid dividends and will not be eligible for loans, remote/mobile deposit capture or Overdraft Privilege. Free trial limited to one Bonus Checking account per SSN. Refer to Truth in Savings disclosure for full details on dividend rates and the restrictions applied to international membership. Membership required; new members welcome! New members must open a share account with a $5 minimum balance. Federally insured by NCUA. ²Overdraft fees will not be automatically refunded; member must request the refund by phone, email or in person at a branch. Refund request must be received during the calendar year it is assessed or within 30 calendar days, whichever is longer. Overdraft fees include Overdraft Privilege Fee and/or NSF (Returned Item) Fee. Refunds will only be processed for fees assessed to the Bonus Checking account. Membership required. As low as $0 per month with fee discounts, otherwise $10 per month. Eligible fee discounts include: Active Debit Card Use: $2 (Active Debit Card is 10 non-ATM Point-of-Sale transactions per month totaling at least $100); Online Communication and Banking: $2 (must be actively enrolled); Senior Age 55+: $2 (discount applied beginning on month of primary member’s 55th birthday); Public Servant: $2 (Public Servant is any full-time employee of a local public or private school district or municipality including city, county, state or federal; must present a recent check stub to qualify or a letter of intent for new employees and must also fulfill other membership requirements); Active Bill Pay Use: $1 (Active Bill Pay Usage is paying three or more bills through Texas Trust’s Online Bill Pay in the previous month); Membership 5+ Years: $1 (Membership 5+ Years discount is applicable if today’s date is greater than five years from the day the member initially opened their Texas Trust share account); Direct Deposit: $1 (Direct Deposit or mobile deposit [or any combination of the two] totaling $500 or more per month is required to earn the Direct Deposit discount).
Home Equity Loan: ¹The following information pertains to a home equity loan with 80% borrowing based on the latest available data and is intended for informational purposes only. The actual terms and conditions of the loan may vary depending on a variety of factors, including credit score, income and the appraised value of the property. The borrower is required to have at least 20% equity in their home to qualify for this loan. This loan carries risks, and failure to meet the repayment obligations can lead to foreclosure and loss of the property. Borrowers are encouraged to carefully review the terms and conditions of the loan, including the interest rate, fees and repayment terms before committing to the loan. It is important to note that the interest on the loan may be tax-deductible, but borrowers should consult with a tax advisor to understand the specific tax implications. This loan is subject to credit approval, and not all applicants may qualify. The lender reserves the right to change the terms and conditions of the loan at any time without prior notice. The information provided herein is believed to be accurate and reliable but is not guaranteed as to its accuracy or completeness. Borrowers should consult with a qualified financial advisor before making any financial decisions.
Auto Loan: ¹Monthly payment savings is based on the anticipated payment reduction of a member refinancing the average auto loan amount of $30,000 from another lender to a 66-month term loan with a 6.99% Annual Percentage Rate. ²Defer your first payment for up to 90 days, with additional credit approval that may differ from the loan approval. Interest begins to accrue at loan origination. Flexible term options available up to 72 months. Loan amount and maximum term based on collateral to be refinanced. Loan offer contingent on collateral and ability to repay; subject to credit approval, and normal underwriting conditions will apply. Offer and rate subject to change without notice. Vehicle title fees may be rolled into the loan. Minimum loan balance is $5,000. Maximum loan balance is $100,000.
