Limited-Time Offers Available to You
Earn $250 With a New Platinum Credit Card¹
Tired of credit cards with high-interest rates and hefty annual fees? The Platinum credit card is just the card you need. With Platinum, you’re getting some of the best rates in the DFW area² with no annual fees attached. Not only that, receive 0.00% APR³ for 6 months when you sign up.⁴ Plus, you receive a bonus of $250 when you spend $1000 within the first 90 days of opening your card.⁵
Get Protection From Overdraft Fees and Much MORE!
Bonus Checking is here to give you the full financial support you've been looking for. Right now, you receive two months of Bonus Checking FREE¹ when you subscribe.
Make costly overdraft fees a thing of the past with Overdraft Forgiveness. Overdraft Forgiveness awards you four refunds AND can save you up to $120 annually.² That’s not all; Bonus Checking comes with huge benefits like:
• Telehealth Services
Access telehealth services, including virtual physician visits, discounted prescriptions, and more with ZERO copay.
• Credit Monitoring
Helps you build your credit through three major credit reporting agencies.
• Cell Phone Protection
Enjoy mobile phone protection with coverage up to $800 for up to 4 phones.
• Identity Protection
Prevent attacks on your identity and your credit. Enjoy peace of mind with IDProtect, which protects you up to $1,000,000.
• Overdraft Forgiveness
Receive four overdraft privilege refunds per year, with savings of up to $120 every year.
Subscribe to Bonus Checking and get more for your finances and your life today.
Unlock 80% of Your Home’s Value This Summer With Texas Trust
Unlock the equity in your home and take advantage of our low rates with a home equity loan from our trusted credit union. Access the cash you need for home renovations, debt consolidation, college tuition, or any other major expenses that may come your way. Borrow up to 80% of your home's value through Texas Trust.¹ Use your newly acquired funds to go on vacation, improve your home, or enjoy a debt-free summer by consolidating.
Our dedicated loan officers are here to help you have a quick, convenient approval process.
Save Up To $1,200 Annually With Auto Refinancing¹
Enjoy lower rates with terms tailored to your financial needs with auto refinancing. Bring your loan to us and save up to $100 a month.² Not only that, you also receive a 90-day deferment on your payment when you switch.³ The earnings don’t stop there; get up to $200 when you refinance with Texas Trust today!⁴
Don’t let this offer speed past you. Switch your auto loan today.
Enjoy 4.99% APR¹ This Tax-Free Weekend!
As the summer draws to a close and fall makes its entrance, it's time to make the most of the anticipated tax-free weekend. This year, Platinum and Platinum Reward cardholders will enjoy a low rate of 4.90 % APR¹ from August 11th through the 13th.² Take advantage of this golden opportunity to maximize your savings when swiping your card. Make sure to mark your calendars and take advantage of this huge financial merit.
Credit Card: ¹This offer is available for new Texas Trust Platinum credit cards only. Members with existing Texas Trust credit cards do not qualify for this offer. To receive this offer, you must be or become a member of Texas Trust Credit Union. To receive $250: $1,000 in transactions must be posted to your account within 90 days of opening your new Texas Trust Platinum Mastercard®. Cash advances, balance transfers, and ATM transactions do NOT qualify as eligible purchases. Once offer requirements have been fulfilled, $250 will be deposited into your share savings account within 30 days. Business accounts, international accounts, non-profit accounts and minors are not eligible for this offer. Offer valid in the U.S. only. Rates and approval are based on creditworthiness. ²8.90% credit card APR is ranked second in a competitor analysis of Dallas-Fort Worth area between both credit unions and banks as of 3/28/2023. Mastercard® is a registered trademark of Mastercard® Incorporated. ³APR = Annual Percentage Rate ⁴New Platinum credit cards receive 0.00% introductory APR on purchases during the first six months from account opening. After the first six months, the standard APR is 8.90% to 17.90% based on creditworthiness. Account rates and terms are subject to change without notice. Offer expires December 31, 2023. Federally insured by NCUA.
Bonus Checking: ¹Free trial is only available for new Texas Trust Bonus Checking accounts. Existing Bonus Checking accounts that convert to Bonus Checking are not eligible for this offer. “2 Months Free” offer refers to free 60-day trial. Trial expires 60 days after date of account opening. A monthly fee of $10 (minus eligible discounts) will be applied after the trial period ends. Fees will be assessed on the last business day of every month. For full information on benefits and fee discounts, refer to TexasTrustCU.org/Bonus-Checking. Account features, benefits, and specifications are subject to change without notice. Accounts closed within 12 months will be assessed an early closing fee. Accounts opened without a Social Security number will not be paid dividends and will not be eligible for loans, remote/mobile deposit capture, or Overdraft Privilege. Free trial limited to one Bonus Checking account per SSN. Refer to Truth in Savings disclosure for full details on dividend rates and the restrictions applied to international membership. Membership required; new members welcome! New members must open a share account with a $5 minimum balance. Federally insured by NCUA. ²Overdraft fees will not be automatically refunded; member must request the refund by phone, email, or in person at a branch. Refund request must be received during the calendar year it is assessed or within 30 calendar days, whichever is longer. Overdraft fees include Overdraft Privilege Fee and/or NSF (Returned Item) Fee. Refunds will only be processed for fees assessed to the Bonus Checking account. As low as $0 per month with fee discounts, otherwise $10 per month. Eligible fee discounts include: Active Debit Card Use: $2 (Active Debit Card is 10 non-ATM Point-of-Sale transactions per month totaling at least $100); Online Communication and Banking: $2 (must be actively enrolled); Senior Age 55+: $2 (discount applied beginning on month of primary member’s 55th birthday); Public Servant: $2 (Public Servant is any full-time employee of a local public or private school district, or municipality including city, county, state, or federal (Must present a recent check stub to qualify or a letter of intent for new employees. Must also fulfill other membership requirements.); Active Bill Pay Use: $1 (Active Bill Pay Usage is paying three or more bills through Texas Trust’s Online Bill Pay in the previous month); Membership 5+ Years: $1 (The Membership 5+ Years discount is applicable if today’s date is greater than five years from the day the member initially opened their Texas Trust share account); Direct Deposit: $1 (A direct deposit or mobile deposit [or any combination of the two] totaling $500 or more per month is required to earn the Direct Deposit discount.).
Home Equity Loan: ¹The following information pertains to a home equity loan with 80% borrowing based on the latest available data and is intended for informational purposes only. The actual terms and conditions of the loan may vary depending on a variety of factors, including credit score, income, and the appraised value of the property. The borrower is required to have at least 20% equity in their home to qualify for this loan. This loan carries risks, and failure to meet the repayment obligations can lead to foreclosure and loss of the property. Borrowers are encouraged to carefully review the terms and conditions of the loan, including the interest rate, fees, and repayment terms before committing to the loan. It is important to note that the interest on the loan may be tax-deductible, but borrowers should consult with a tax advisor to understand the specific tax implications. This loan is subject to credit approval, and not all applicants may qualify. The lender reserves the right to change the terms and conditions of the loan at any time without prior notice. The information provided herein is believed to be accurate and reliable but is not guaranteed as to its accuracy or completeness. Borrowers should consult with a qualified financial advisor before making any financial decisions.
Auto Loan: ¹Monthly payment savings is based on the anticipated payment reduction of a member refinancing an average auto loan amount of $30,000 at an Annual Percentage Rate of 8.60% from another lender to a 66-month term loan with a 6.89% Annual Percentage Rate. Actual savings may vary. Average loan amounts and rates were sourced from Texas Trust historical auto refinance data in 2022. Rates, terms, and conditions are based on creditworthiness, amount financed, value of collateral, and other factors. Interest rate floor is 6.14% APR. Maximum interest rate is 17.99% APR. Rates subject to change without notice. Offer limited to cars, SUVs, or trucks. ²Defer your first payment for up to 90 days, with additional credit approval that may differ from the loan approval. Interest begins to accrue at loan origination. Flexible term options available up to 72 months. Loan amount and maximum term based on collateral to be refinanced. Loan offer contingent on collateral and ability to repay, subject to credit approval and normal underwriting conditions will apply. Offer and rate subject to change without notice. Vehicle title fees may be rolled into the loan. Minimum loan balance is $5,000. Maximum loan balance is $100,000. ³Eligibility to receive offer is as follows: To receive $100, get approved and funded for an auto refinance during the promotional period for an auto loan less than or equal to $19,999.99. Loan amounts under $5,000 are not eligible. To receive $200, get approved and funded for an auto refinance during the promotional period for an auto loan greater than or equal to $20,000. Loan amounts exceeding $100,000 are not eligible. Offer available once per auto loan refinanced. Once the above criteria has been met, members will receive their eligible deposit into their share/savings account within 30 days of approval and funding. Offer expires August 31, 2023. Offer cannot be combined with other offers. Auto loans currently financed at Texas Trust are not eligible to receive this offer. New loans only. Loans are subject to approval & Texas Trust Lending policies. Membership required.
Tax Free Weekend: ¹APR = Annual Percentage Rate. ²Promotional Period: The Promotional APR for purchases will apply to transactions posted to your account between August 11, 2023, and August 13, 2023. On February 13, 2024, any unpaid balances purchased during the promotional rate period will revert to the current rate on the card. Offer not valid for Secured Mastercard® and Business Mastercard® credit cards. Balance transfers and cash advances are not eligible for this promotion. Payments made in excess of the minimum amount due will first be applied to higher rate balances. Loss of Promotional APR: We may end your Promotional APR for purchases and apply the prevailing non-promotional APR if you are 60 days late in making a payment. Cardholding members who have opened an account within 6 months or less are not eligible for this offer. Members who are still within their first 6 months of receiving a Platinum credit card and Platinum Rewards card do not qualify for the promotional rate. Offer may not be combined with any other offers and is available only to existing Platinum and Platinum Rewards cardholders. Credit card must be in good standing. Offer expires 8/13/23.
